Pre-Existing Medical

The definition of pre-existing medical conditions varies between insurers. If you will be requiring coverage for a pre-existing medical condition, it is important to check each insurer's PDS (Product Disclosure Statement) to ensure they are able to offer the cover you'll need.  Below are some EXAMPLES ONLY

  • An ongoing medical or dental condition of which you are aware, or related complication you have, or the symptoms of which you are aware;
  • A medical or dental condition that is currently being, or has been investigated, or treated by a health professional (including dentist or chiropractor);
  • Any condition for which you take prescribed medicine;
  • Any condition for which you have had surgery;
  • Any condition for which you see a medical specialist; or
  • Pregnancy.